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EMV adoption

Effects of EMV Adoption: Have We Seen any Changes in Criminal Patterns?

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The much ballyhooed arrival of EMV (Chip and PIN) credit cards is now well under way, and most, if not all, major U.S. banks have already swapped out their customers’ old credit cards for those with EMV chips. As background, the Read more

SMS two-factor authentication

SMS 2FA Is Dead. Long Live 2FA

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Despite what many believe to be a major inconvenience, multi-factor identification has long been recognized as an effective method of lessening the impactof a potential breach on end users. Read more

Fraud Detection

Fraud Detection That Accounts for Misclassification Using Cost-Sensitive Logistic Regression

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This article is a continuation of a previous post entitled “Evaluating a Fraud Detection Using Cost-Sensitive Predictive Analytics.” Read more